9 Overlooked Cities In Wisconsin Perfect For Retiring Without Breaking The Bank

9 Overlooked Cities In Wisconsin Perfect For Retiring Without Breaking The Bank

Discover nine affordable cities in Wisconsin ideal for retirees who want small-town charm, natural beauty, and budget-friendly living without compromising quality of life or modern conveniences.

Merrill, Wisconsin

Located in north-central Wisconsin, Merrill boasts a classic small-town atmosphere that is hard to find elsewhere. A distinctive clock tower stands tall over the city, creating a postcard-perfect view as you enter town.

This gem in Lincoln County offers a cost of living approximately 15% below the national average, allowing retirees to stretch their dollars further and spend more on enjoyable activities.

The Wisconsin River runs through Merrill, providing ample opportunities for fishing, kayaking, or simply relaxing by the water. Winter transforms the area into a wonderland for outdoor enthusiasts with snowmobiling and cross-country skiing.

Downtown Merrill features charming brick buildings filled with local shops and restaurants, where visitors quickly become familiar faces.

"No need to hibernate when there’s so much outdoor fun to be had!"

Retirees looking for a welcoming community with natural beauty and affordable living will find Merrill a compelling choice.

Author's summary: Merrill epitomizes affordable retirement with its scenic riverfront, active outdoor lifestyle, and small-town warmth, all while keeping living costs well below the national average.

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Family Destinations Guide Family Destinations Guide — 2025-11-07

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