Gallagher Re targets APAC cyber sector with adaptive reinsurance structure

Gallagher Re Targets APAC Cyber Sector with Adaptive Reinsurance Structure

Gallagher Re has introduced a new cyber reinsurance framework featuring a flexible design that supports a variety of reinsurance models, from facultative to treaty. This framework covers products including cyber, technology errors and omissions, and cyber property damage. It aims to address the evolving needs of the APAC market.

Framework Capabilities and Market Reach

The framework is built to align cyber capacity directly with demand across all market segments, such as personal lines, small and medium enterprises, midmarket, and large corporations. It provides a foundational structure to craft cyber solutions tailored to diverse market conditions and client requirements.

Modular and Adaptable Structures

The system supports various structures including white labeling, facultative, and treaty.
It offers reinsurers and cedants a modular design that can adapt to local market needs.
Initial capacity targets include at least a $15 million line for facultative reinsurance and a minimum of $10 million for white labeling and treaty placements.

Market Growth and Strategy

Gallagher Re highlighted that future cyber market growth depends on entering international markets and innovating with new products rather than focusing on already saturated areas.

The company explained the framework helps the industry “mine for growth” instead of merely “pan for growth,” fostering a more sustainable expansion of cyber capacity.

By focusing on flexible, adaptable structures, Gallagher Re is positioning itself to meet the complex and growing demands of the APAC cyber insurance market.

Author's summary: Gallagher Re has developed a versatile cyber reinsurance framework tailored for APAC, encouraging sustainable growth through adaptive structures and international market expansion.

Insurance Business America — 2025-11-04